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Shopper’s Protection Insurance

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When the policy ends

The policy will cease automatically when any of the following events occur:

  • your Gem Visa account is terminated or cancelled
  • you are in default under the credit contract and you have not remedied that default when requested to do so
  • you reach the age of 65
  • you cease to be an Australian resident
  • we pay the maximum policy benefit of $20,000
  • the policy is cancelled by you or by us
  • you die.

Your Gem Visa account is with Latitude Finance Australia (LFA) ABN 42 008 583 588. Australian Credit Licence number 392145.


Ready for Shopper's Protection?

Click to add insurance to your account now or call us on
1300 630 977.

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Claim through Latitude Financial Services below.

Download the full Gem Visa Shopper’s Protection PDS