Discover the security of
Shopper’s Protection Insurance

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How does it work?

If:

  • you had been working at the time of your disablement for at least one month, and
  • you are continuously disabled for at least 30 days and unable to work,

we'll pay to your account the balance owing on the statement immediately before the date of the accident, illness or injury causing disability

Continuous and regular employment for salary or wages, including self-employment, a partner in a partnership, full-time, part-time, contract or seasonal worker, or if you are contracted for a specified season, period or task.

In our reasonable assessment, due to medically diagnosed sickness or injury, you are unable to perform the normal duties of your usual occupation. 

In our reasonable assessment, due to medically diagnosed sickness or injury, you are unable to perform the normal duties of your usual occupation. 

Continuous and regular employment for salary or wages, including self-employment, a partner in a partnership, full-time, part-time, contract or seasonal worker, or if you are contracted for a specified season, period or task.

Your Gem Visa account is with Latitude Finance Australia (LFA) ABN 42 008 583 588. Australian Credit Licence number 392145.

For the Disability and Involuntary Unemployment benefits, the closing balance on your account, less any overdue amounts, on the statement immediately before the date of the accident, illness or injury causing disability or the date you were made involuntarily unemployed.

For the Life benefit, the outstanding balance on your account at the date of your death, excluding any overdue amounts, fees and other charges imposed on any overdue amounts.

In our reasonable assessment, due to medically diagnosed sickness or injury, you are unable to perform the normal duties of your usual occupation. 


Ready for Shopper's Protection?

Click to add insurance to your account now or call us on
1300 630 977.

Need to make a claim?

Claim through Latitude Financial Services below.

Download the full Gem Visa Shopper’s Protection PDS